Terms of Use

Welcome to the Haberman Associates website  (the “site”). Please review the following rules that govern your use of the site (the “Terms of Use”). Please note that your use of the site constitutes your agreement to follow and be bound by these rules. Any use in this Agreement of the terms “we” or “us” or “our” means or refers to Haberman Associates and “you” or “your” means or refers to the subscriber/user, company, its agents, affiliates or representatives.

BY REVIEWING THIS AGREEMENT AND USING THIS SITE, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THE TERMS AND CONDITIONS. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE EXIT THE SITE.

LAWFUL PURPOSE
You shall use the site for lawful purposes only. You shall not post or transmit through the site any material that violates or infringes in any way upon the rights of others, that is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, or profane, or is otherwise objectionable, or that assists or encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law, or that contains any computer viruses or computer programs that are intended to damage, detrimentally interfere with, or surreptitiously intercept or expropriate the site, or any other system data or information associated with the site.

Any Haberman Associates and third-party trademarks and service marks contained in this site are the property of their respective owners. Except as explicitly provided herein, all rights in the intellectual property contained in the site including copyright, trademark, trade secret and patent rights are expressly reserved for the ownership and benefit of Haberman Associates. Except as specifically provided herein, access to the site does not constitute a right to copy or use any of the intellectual property included on the site. However, users may copy articles posted on the Haberman Associates blog , and the free PDF articles on our site, provided they properly attribute them with respect to authorship. Users may also link to our site, and to Haberman Associates blog articles, provided they properly attribute them with respect to authorship. Users may also post comments to blog articles. However, these comments will be moderated and may be accepted or deleted at our discretion. In particular, users shall not post spam, viruses, malware, or computer programs that are designed to interfere with or surreptitiously intercept or expropriate our materials on the blog or elsewhere on the site. Any such posts will be blocked and/or deleted.

GENERAL
We may change, move or delete portions of, or may add to, the site from time to time, including, but not limited to, content and hours of availability.

PRIVACY POLICY
Unless otherwise specified, this site and the Contents thereof are displayed solely for the purpose of promoting Haberman Associates products and services. Collection of data from site visitors is limited to a voluntary signup to receive notification of our blog posts via e-mail, and from voluntary requests for consulting services. The associated data are used only for these purposes. We will never share, sell or rent individual personal information with anyone without your advance permission or unless ordered by a court of law. Information submitted to us is only available to employees managing this information for purposes of contacting you or sending you e-mails based on your request for information and to contracted service providers for purposes of providing services relating to our communications with you. This site is controlled by Haberman Associates from its offices in Massachusetts, U.S.A.

This Agreement and any operating rules established by Haberman Associates constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement shall remain in effect. Any dispute arising under this Agreement shall be resolved exclusively by the state and federal courts of Massachusetts, U.S.A., and you hereby submit the jurisdiction of said courts.